Geezeo:  Make the Most of Your Money - Money 101
 

Archive for March, 2007

March 31st, 2007 by Theron Parlin

College-Startup is a cool blog about entrepreneurship for college students.

March 31st, 2007 by Theron Parlin

The three big powers on the Internet now are Yahoo, Google, and Microsoft. Average age of their founders: 24. So it is pretty well established now that grad students can start successful companies. And if grad students can do it, why not undergrads?

March 31st, 2007 by Theron Parlin

Money Magazine and Salary.com researched the top 20 jobs in America.

March 31st, 2007 by Theron Parlin

That’s probably the most common question I get about Geezeo. And it’s an important question, after all, we are dealing with sensitive data including logins and passwords for thousands of banks and other financial institutions. So, the question of how we secure our users’ data inevitably comes up whenever we talk about Geezeo–as it should.

So what’s the answer? The answer is that we have come up with a 100% fool-proof method for securing sensitive data such as logins, passwords and account numbers for banks and financial institutions. We guarantee the security of your sensitive information by simply not storing it.

That’s right, we have no need (and certainly no desire) to store any sensitive data. In fact, we have gone out of our way to make sure that when you enter any secure information, such that is needed to access your bank or other financial institution, that not only is it done behind the same level of security that your bank provides you from their website, but we even go out of our way to filter that information out of system log files. So, not even the developers of Geezeo will ever see sensitive data.

No trace of your data is stored or otherwise logged in any way on the Geezeo infrastructure. That’s how we keep your sensitive information secure! But it has to be stored somewhere, doesn’t it? That’s correct. Your information is stored at CashEdge, our third party information partner. We let them handle the important task of keeping your information secure, and it’s one that they take very serious. Check out our security information page for the full story.

March 30th, 2007 by Theron Parlin

Words of wisdom from an anonymous Hotel Manager… Always ask for a business discount.

March 30th, 2007 by Theron Parlin

Here’s a long list of both practical and creative ways you can save some green while you’re going to campus.

March 27th, 2007 by Peter Glyman

Keep visiting Geezeo and we’ll show some easier ways to make $50

March 26th, 2007 by Shawn Ward

The average college student will graduate with over $20,000 in student loans. Not fun. To make it worse - if students want a reduced interest rate they must consolidate their loans within six months of graduating. Who wants to worry about shopping for student loan consolidations after graduation? It is easier for us to ask a friend or, more likely, our school’s financial aid department to find a bank we should consolidate with. They would know better than anyone, right?

Unfortunately, that may not be the case. NY Attorney General Andrew Cuomo has begun an investigation into whether lenders are acting inappropriately in providing kick-backs and other benefits (paid trips, computer systems, etc) for pushing their student loan products. Although no implications yet, CNNMoney says Cuomo’s office is expanding their probe.

It is well worth the 30 minute effort to find the loan that is right for you. Compare your options, familiarize yourself with borrower benefits and potential penalties. That 30 minutes may save you thousands down the road.

March 23rd, 2007 by Peter Glyman

Too often people let their money sit dormant in low interest savings accounts when you could be earning 5% or more with someone like ING Direct and HSBC Direct. J.D. at Get Rich Slowly has a great post listing many of the alternative online banks offering high-yield savings accounts.

March 22nd, 2007 by Peter Glyman

AEN.jpgGreat advice from the gapped tooth Alfred E. Neuman, mascot of EC Publications’ Mad magazine. Advice that most debt stricken individuals should heed. It’s pretty easy to get bogged down with the burden of owing more than you can immediately afford (I say immediately because someday you’ll be wildly successful and will be able to afford anything under the sun). I heard a great quote the other day. “Worrying is like a rocking chair, it gives you something to do, but it doesn’t get you anywhere”. If you have debt…join the club.

Did you know that the average American household carries over $8,000 in credit card debt alone? And that the average college student graduates with four credit cards and $2,800 in credit card debt along with over $19,000 in student loans.

I’m not trying to make you feel better or worse about your debt, the point is that your not alone and it’s just not worth getting too stressed out about. It’s called life…and it’s expensive. Debt happens. Although misery loves company this doesn’t mean you can just ignore your debt either. You should have a plan to manage your money and a good debt paydown strategy can really help you reach your short term and long term financial goals. Lucy Lazarony from Bankrate.com wrote a great article that includes some good debt reduction strategies you might consider.