how to: magical budgeting
The New York Times featured a short article about the benefits of keeping a “yearly” budget instead of a monthly one. Researchers found that if you try to budget for a year you tend to pad your estimation and be a little more realistic.

Are you realistic about what you spend in various categories? Find out by setting up a spending target here at Geezeo. You can effortlessly determine if you’re meeting or exceeding your spending target. It’s almost magical.

April 4th, 2008 at 3:09 pm
It really does help keep things in perspective. I unfortunately, keep changing my budget because I am never happy with it. Eventually I will get it to a point that I am content with it, and it WILL work – with Geezeo’s help of course!
lol
April 15th, 2008 at 10:38 am
[...] 2. Pick one indulgence a week — and stick to it. Do you fear the stability of your job or income? Then it is doubly important to keep your budget in mind. Use Geezeo’s free tools to create easy-to-see spending targets as part of your budget. [...]