If you’re feeling stuck in your current financial situation but don’t understand why, the answer may lie in changing an unconscious belief or habit that doesn’t jive with your larger goals. Check out some common thoughts/habits that can hold people back financially.
1) Money isn’t important.
Nobody wants to be a slave to money, but it’s almost impossible to live free of it. Money doesn’t guarantee happiness but as the currency for surviving in this world, it’s pretty darn important. Your subconscious mind is very powerful. If money isn’t important – why bother going to work, getting out of debt, or building a nest egg? Talk about mixed messages.
2) I deserve nice things.
What exactly are ‘nice things’? Most people want universally nice things like money in the bank, a home of their own, and free time to spend with loved ones. Yet we easily settle for the temporary satisfaction of buying the stuff we want right now. Yes, you deserve nice things. Get clear on what that means for you then set your goals. Then, track and share your progress.
3) I’ll never get out of debt.
If this is your mantra don’t be surprised when (surprise!) your debt never shrinks. The subconscious gets hooked by ‘never’ and its job is to help you cope, not find solutions. Consciously replace this thought with something positive that requires action like ”I’ll be debt free in two years”. Get ready for awesome results.
4) Closing doors before they’re open.
This is a biggie when it comes to making career changes or taking risks so your money can grow. Develop the habit of seeing opportunity rather than problems. This one shift in thinking allows for so much creativity in improving your financial life. Seemingly harmless thoughts like, “That won’t work”, “They won’t let me do that”, or “I don’t know how” send the message that it’s okay to give up before trying.
The road to financial freedom is hard enough, why stand in your own way? Do some money soul searching and it will literally pay off.
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Tags: Bank, Credit card, Debt, Finance, habits, money, Personal finance
August 17th, 2008 at 10:24 am
Christina,
This is one of the most profound financial life shaping advise I have seen in a long time. Precise, concise and accurate.
No could have packed the message in its brevity better than how you said it. The whole of the Internet must be reading – The financial road block. Beats buying a book any day.
Chris
August 17th, 2008 at 10:48 am
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August 18th, 2008 at 12:51 am
Hi Christina, Great article!
I especially love the topic of “closing doors before they are open to you”. Humans (I included) have a bad habit of giving up on things, people and ideas before they even try them on for size.
The older I become (and hopefully wiser) I have learned in my life that is good to take the bull by the horns and ride him until he drops! At least I would have tried it!
Tomorrow, the next hour, minute, second or end of the current day is not promised to us; so we may as well “TAKE A CHANCE”! Congratulations!
Tammy
August 20th, 2008 at 7:00 am
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