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Debt Stress: How To Deal
September 14th, 2008 by Christina Dille

Debt and Stress. They go together like peanut butter and chocolate, beer and pizza, coffee and cigarettes.  Unfortunately, debt and stress aren’t nearly as fun as the other couples. 
I certainly wouldn’t invite them to dinner.
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Financial problems and debt have always been a source of anxiety for people.  According to a recent poll more Americans are experiencing physical symptoms due to the stress caused by overwhelming debt.  This of course isn’t news to poor people.  Maybe the study is further evidence of a shrinking middle class?

The sad irony is these stress induced symptoms could grow into bigger medical issues that further strain financial resources.  It’s simple, stress wears the body down making it more susceptible to illness and disease.

The long term cost of stress is too great to ignore.  So how can one beat the effects of financial stress?
Sign up for Geezeo’s new Get Out of Debt feature and create a solid plan for becoming debt free.  Connect with friends in the Getting out of Debt Group.   And keep these tips in mind:        

Get Physically Active-
The stress response puts the body on alert, ready and poised for action.  The heart rate increases, adrenalin is pumping, hormones get released. Basically a large amount of energy is created. Physical exercise is a great way to process that energy and use it efficiently. Regular exercise will also strengthen the heart, lungs, and muscles, making the stress response easier to handle.  Let’s not forget the side effect of a great looking body. 

Be Creative and Positive-
Apply some creative problem solving skills to the debt situation. What can you do/sell/negotiate to pay off debt faster?  Open up to the power of thinking positively.   Positive thinking is hard work, but it soon becomes second nature.  Even if it seems silly give it a try.  Negative thoughts are essentially useless, so why have them?   With practice you can be the shiny happy person that others hate but envy in secret.  

Accept The Situation -
Financial problems don’t typically sprout up overnight and can’t be fixed that quickly either.  Avoidance and denial only delay a solution and prolong stress unnecessarily.  Acceptance is the first step toward a solution.  Reduce the debt and stress is reduced by default.  Insecurity is stressful.  Getting control of the problem creates a sense of confidence that helps to improve your health and well-being.   

Need some solutions now?  Check out the new Geezeo Marketplace.  Find out what all your friends at Geezeo really think!

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