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18 Ways to Live Below Your Means
October 27th, 2008 by Katie McCaskey

Many of us struggle with a supposedly “simple” personal finance strategy: living below your means. Living below your means is simple. The challenge is changing your overspending behavior.

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Here are 18 ways to live below your means. The links are to related Geezeo articles.

1. Redefine your definition of “rich”.

2. Borrow and share. Everyone wins!

3. Avoid the mall.

4. Limit your intake of advertisements.

5. Buy with cash.

6. Find a better deal and actually SAVE the difference.

7. Adhere to a long-term investment strategy.

8. Curb your consumerism!

9. Stay Healthy! Medical problems drain bank accounts.

10. Stay in and relax.

11. Gradually prepare yourself for a rainy day.

12. Stop competing. Forget about the Jones’ altogether.

13. Get out of the “easy street” mentality.

14. Avoid impulse buying. Buy things you truly need.

15. Time is money. Properly manage your time.

16. Find ways to give without spending.

17. Don’t let greed and deceit get the best of you.

18. Never ever pay retail.

This list was originally posted at Marc and Angel Hack Life. You can read these 18 in an expanded format at that site.

Do you still struggle trying to live below your means? Connect with others in the Geezeo community to help keep you accountable.

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