http://blog.geezeo.com/2008/10/are-you-missing-something-here-are-3-areas-to-consider/ Financial Education | Personal Finance Tips | How To Budget | Reach Your Financial Goals Fri, 09 Jan 2009 21:21:29 +0000 http://wordpress.org/?v=2.7 hourly 1 http://blog.geezeo.com/2008/10/are-you-missing-something-here-are-3-areas-to-consider/comment-page-1/#comment-5096 Katie Mon, 13 Oct 2008 13:24:47 +0000 http://blog.geezeo.com/?p=2165#comment-5096 Nice article, Amber. I think the correlation between arrogance and not planning for one's future/security is an interesting idea...! It goes back to controlling the factors that you can control and hoping (and voting!) for the best concerning everything else. Nice article, Amber. I think the correlation between arrogance and not planning for one’s future/security is an interesting idea…! It goes back to controlling the factors that you can control and hoping (and voting!) for the best concerning everything else.

]]> http://blog.geezeo.com/2008/10/are-you-missing-something-here-are-3-areas-to-consider/comment-page-1/#comment-5084 David Myers Sun, 12 Oct 2008 14:18:15 +0000 http://blog.geezeo.com/?p=2165#comment-5084 This works for me but it may not work for everyone. I don’t have a budget. I don’t even keep a checkbook log in my checkbook. Credit cards? I have two that I pay off the small balance every month. The only money that we may “burn” is eating out most of the time but in fact with only two of us at home, this can be just as economical as cooking at home if you infraction the cost of what you will throw away if done at home. To begin with I do not decisions that I may feel guilty afterwards. If I can not afford more so “need” something, I do not buy it. If you are wonder what kind of financial shape I am in, I would say better then most. I have a modest savings and a modest IRA. (The IRA has only drop about 6% because I am as conservative with my investments as I am with spending.) I only have one modest payment on a car loan of $200 a month. Here is another example of my spending. About 20 years ago I had a very large payment that I could have put down on a expensive house. I had to make a decision of either putting that money down and having a big mortgage payment or buying a modest home that I could pay cash for. I choose to do the latter and live without that payment. Now I am glad that I did, it was the right decision. This works for me but it may not work for everyone. I don’t have a budget. I don’t even keep a checkbook log in my checkbook. Credit cards? I have two that I pay off the small balance every month. The only money that we may “burn” is eating out most of the time but in fact with only two of us at home, this can be just as economical as cooking at home if you infraction the cost of what you will throw away if done at home. To begin with I do not decisions that I may feel guilty afterwards. If I can not afford more so “need” something, I do not buy it. If you are wonder what kind of financial shape I am in, I would say better then most. I have a modest savings and a modest IRA. (The IRA has only drop about 6% because I am as conservative with my investments as I am with spending.) I only have one modest payment on a car loan of $200 a month. Here is another example of my spending. About 20 years ago I had a very large payment that I could have put down on a expensive house. I had to make a decision of either putting that money down and having a big mortgage payment or buying a modest home that I could pay cash for. I choose to do the latter and live without that payment. Now I am glad that I did, it was the right decision.

]]>