Aren’t you the least bit curious what other people are doing with their money?  An easy way to find out is to take a quick look through our recent confessions.  Some users are spending, while others are saving.  Perhaps you have a similar confession?  Tell us about it!

Confessions:

• belatedly realizing that using savings to pay off car would’ve been better than paying down credit cards. interest rate is higher.
• As of 3/20/09 i cleared my credit report and i am stoked to say I AM DEBT-FREE!!!! I am working on building my savings.
• Just calculated that I owe about $16,000 between wedding rings, car debt a credit card balance. Yikes!
• I opened a new checking account at National City today because I got sick of Fifth Third. Good riddance!
• I’ve been trying not to spend any money, but I feel a spending binge coming on.
• I went over budget this month for the first time in three months. Sigh.
• I am sooooo ready for this month to be over so I can start fresh with my budgets.
• Cant wait to head over to Austin this weekend to blow my budgets already!!!! WooHoo!!!
• Headed to Louisville for a weekend of budget busting fun.
• I enjoy buying things for my new home too much… My savings hates me right now!
• Even tho living expenses are so much higher, I am SO VERY glad that we decided to stay put in Austin!! Loving it here!
• I am using April as a Recovery Month to recover from old bad habits and to build a foundation for new good habits. Good Luck!
• i worked a weekend of overtime so i could pay cash for my hotel in belize
• I will invest 2/3 of my salary in a MBA. How about that?
• I will take an EMBA in English which will cost me 2/3 of my salary. Oh well…It’s my only card in the sleeve.

Conversations:

Back in January, we gave away a book entitled “Rich Like Them: My Door-to-Door Search for the Secrets of Wealth in America’s Richest Neighborhoods” written by Ryan D’Agostino.  jnkay “thought it was much more of a self-help book than a financial-insight book … but not an annoying self-help book.  It made many of the dream homes profiled in the book seem attainable..”  Although she disagrees “with the author’s assertion that luck doesn’t have much to do with anything.”  Have you read the book?  What do you think?

Further Reading

• When to Use Credit and When to Use Debit (0)
• The ABC’s of Budgeting and Finance : A-E (1)
• The ABC’s of Budgeting and Finance : P – T (0)
• 4 Things That May Trigger Your Spending (0)
• 9 Personal Finance Lessons You Must Learn (1)

Tags: Credit card, home, Interest rate, Master of Business Administration, Money Management, Personal finance, Rich Like Them: My Door-to-Door Search for the Secrets of Wealth in America's Richest Neighborhoods, Transactional account

This entry was posted on Sunday, April 5th, 2009 at 9:00 am and is filed under Budget. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.