Lynnae at Beingfrugal.net believes that “credit card debt is bad. Nobody should have it. Car loan debt is bad.  Student loan debt is questionable.  Mortgages are OK if you do them right. Put a big chunk of money down, don’t bite off more than you can chew, don’t take out a HELOC, and pay it off as quickly as possible.”  Lynnae started her blog as a way to hold herself accountable for the financial decisions that she has made.  Here’s a look back at what she has been writing about.

Travel is something that people do all year round, and lately it seems that it is getting more and more expensive.  “But if you plan ahead and anticipate expenses, there are corners you can cut to ease up on the budget without impacting the fun.”  Check out these Budget Travel Tips.

Is it possible that fruglity can go too far? Lynnae shares with her readers a guest post from DebtKid who lets us know how far is too far.

Here’s a great frugal tip for cleaning your mini-blinds.

With Lynnae and her family working hard to get out of debt, you may wonder what her advice is when it comes to a plan of action.  To her, it’s basic.  You need to make a commitment to just do it.  Commit yourself to getting out of debt.  Once that commitment is made, then you need to formulate a plan.  A goal without a plan is just a dream.  Check out what else Lynnae says about getting out of debt.

Here are more frugal tips from Lynnae.  This time, it’s for your garden.