The Geezeo community debates the virtues of Starbucks versus Dunkin’ Donuts. Still: if SBUX closes up shop near you, where will you get your double-grande frappachino coffee fix?

With the warm weather beginning to come around, I feel as though I am spending more than I am actually saving! Warm weather really seems to be able to do this to you…the sun comes out and all of a sudden you feel a need to spend, spend, spend!

Here are a few things I have noticed lately:

1. Dunkin’ Donuts – I am always craving iced coffee’s from Dunkin’ Donuts. Why is this? Because when it is sunny outside, I just want a refreshing coffee to keep me going for the day. But these get expensive every morning. It is just not going to work with me buying a coffee every morning…I will be broke in no time! The lady working at Dunkin’ Donuts the other day even told me the other day that she can always tell when the weather is getting warm because they are constantly serving iced coffees.

2. Skipping Class – This is a problem for me to begin with…being a senior at Boston University with a major case of senioritis I find it hard to go to class on rainy days. But when the sun is out, I feel like I should be enjoying my time in the city…not stuck in class!

3. Buying Drinks – Another thing I’ve noticed…I tend to crave margaritas and frozen fruit alcoholic beverages when the weather starts to turn nice! It makes me want to go to a restaurant and spend money on drinks in the middle of the afternoon which obviously is not completely necessary! Beer too — sales must really increase with these. When weather turns, people all want to BBQ as soon as possible and beer tends to complete this package!

4. Red Sox Season – For those of you who aren’t from Boston, you may not understand…but the Red Sox home opener day this year was beautiful. The weather was just perfect! But it always seems to be the case that when the weather starts to get warm people are wearing their Red Sox clothing more and more.

5. Shopping – This seems to come with the changing of any season, but warm weather especially! People always feel the need (me especially) to go out and spend money on new clothes! Warm weather is especially fun to shop for…shorts, t-shirts, tanks, and all the fun and bright new colors that just make you feel…well, HAPPY! I sure some people can discuss more of these problems here!

So…these are just probably the top five reasons that my spending has increased since the weather here in Boston decided to get a little bit warmer. Its not even that it is really THAT warm yet, but just the thought of the sun actually being out and the blue sky is enough to make me want to spend!

Have you had your cup of coffee today? Here’s a coffee-related personal finance secret:

I realized that if I did my budgeting over my morning cup of coffee I could use the addiction “for the powers of good”. Mind sharp, start of the day — a great time to check the virtual checkbook and make sure nothing had gone forgotten from the budget the day before. This habit has helped me quite a bit.

Coffee consumption can be a budget buster, as described in this Money Confession.

Ever wondered how your coffee consumptions stacks up with other Geezeo users? Here’s a peek:

Last month, the average money spent at Dunkin’ Donuts was $5.92. That was up from an average of $5.21. By contrast, Starbucks coffee consumption fell from $6.09 average per user to $5.54. Starbucks: what’s happening? I thought your bird-safe, shade-grown coffee was best.

What do you think? Is there a reason Starbucks is falling?