I have an ING Direct Savings account and I probably check it only about once a week. I mean the money is really in there for saving, and it isn’t going there so I don’t have much incentive to check it all that much. However, every month my interest rate just keeps getting lower and lower and I really wish it would stop! Don’t get me wrong, the interest that I receive from my ING account is much better than I would get with my regular Bank of America Savings account…but sometimes it gets a little bit frustrating.

I mean, you want to capitalize on your money as much as possible! So while it is sitting in my account…I would like it to be doing something for me (it gives me incentive to save and not spend!)…but here is how my interest rate has gone.

We started off at a nice 4.5% interest rate and also $25 just for opening my account. I have also reffered a few other customers so everytime I do this I also get $10.

But, from my 4.5% to 4.218% to 4.121% to 4.025% to where it now stands at 3.59%. I mean, this may not look like much…but trust me it makes a big difference! And lately, it has just been dropping like crazy. I know that ING isn’t the only bank that this is happening with, but I just thought I would voice my frustration and say please stop taking away my interest rate!! I liked it at the 4.5% that I started with….and I’m trying to reach my Geezeo Goal of having a certain amount in my account by the end of 2008!

…so far, its not lookin’ good! BUT — I’m going to try and reach my goal and try NOT to remove all my money and spend it instead…we’ll see how this goes!

Is there any alternative to Quicken? Quicken Online does just about everything Geezeo does with one key exception. Quicken charges you money to manage your money!

Why choose Geezeo, the Quicken Online alternative?

Well, for starters we share most of the features Quicken Online offers, but without fees:

A dashboard where you can see all your financial data from a number of different banking institutions.
Budgeting tools to effortlessly see where your money goes
Mobile phone TXT/SMS messaging to track your accounts using your cell phone
Like Quicken we’ve got robust and formidable security and privacy guards. In fact, we use CashEdge, the same security used by top financial institutions worldwide.

But wait — there are more reasons we’re the Quicken alternative.

Here at Geezeo we also have a bunch of cool stuff that Quicken doesn’t:

Money Confessions… where you can take a peek at how others handle their money
Groups… so you can find and connect with other people who share your interests or background. Your money is always private and secure but you can personalize a Geezeo profile to interact with others (here’s an example of my Geezeo profile).
Goals… so you can track your financial goals and be held “accountable” in a supportive environment
Peer Reviews…so you can voice your opinion on every financial product you use
Facebook integration… so you can share your financial and philanthropic goals with others
Or write our resident cranky expert, D.Expert, for personalized Dear Abby-like advice on your specific financial situation (if you’re brave enough!)
Don’t forget to check out the Geezeo buzz, too!

Finally, you’ve also got instant access to our entire team, including the co-founders! You have questions or suggestions? Hit us! (We’re guessing Quicken isn’t too quick to talk directly to you).

Is there a Quicken alternative? Yes — you’ve found it with Geezeo!